Auto & Home Insurance

Auto & Home Insurance  


House, condo, mobile home, apartment. Car, truck, motorcycle, boat. Regardless of your home or vehicle preferences, you have access to special discounts to save on your coverage. Most experts suggest you review your coverage annually to make sure it still meets your current needs and you’re getting the best rate.

Signing up is quick and easy; plus, you could take advantage of:

  • Special discounts that are typically greater than anything you can find on your own2
  • Additional discounts on your auto insurance, based on the way you drive and vehicle safety features
  • Quick, multiple quotes from some of America’s top-rated insurance companies—all from one phone call
  • Convenience of being able to switch right away and start saving sooner
  • Ease of paying premiums via payroll deduction
  • Portable coverage you can take if you leave your current employer

Tell Me More

We partner only with dependable, top-rated insurance companies: Progressive®, Liberty Mutual Insurance, Farmers GroupSelect®, Travelers, Safeco Insurance® and Drive® Insurance.


Attention: Inflation, increases in claims, instances of natural disasters, and other key factors are making it more difficult to secure auto, home, renters and other insurance options. As a result, coverage options may be limited.

Get a Quote

Visit our secure website to receive an immediate quote.  If you wish to bind the quote you received, you will then need to call the number provided below.

Call the number below to speak with a licensed representative and see how much you could save.

CALL 1-855-601-1782 TODAY
Contact Us

M-F 8a-9p, Sat 8a-2p ET

How It Works


Answers about the plan, including eligibility, options, enrollment, customer service and more.

  • How can this help me?

    With this free service, you will receive competitive quotes and exclusive discounts to potentially save money on auto and home insurance.

    Compare your current insurance coverage with offers from top-rated insurance companies. If you like what you hear, you have the option to make the change and put your new coverage into effect on the same call—no extra steps, no hassles, and next-day coverage.
  • Who is eligible?

    You and your family members are eligible to obtain FREE quotes.
  • When can I enroll?

    Click “Get Your Quotes Now” 365 days a year or call the number listed in the “Contact Us” section of this website.
  • How much will this coverage cost?

    The cost of auto and home insurance varies by insurance company and specifics about your vehicle or home.

    Auto: Additional cost factors for auto insurance may include the insured’s driving status and state of residence, and the type of vehicle to be insured. A licensed insurance counselor can provide you with an accurate quote based on your situation and apply any discounts you’re eligible for.

    •  For accurate quotes, make a phone call to speak with a professional insurance counselor, licensed and based in the U.S. If the quote you get is better than what you’re paying now, you can switch right over the phone.
    • Visit our secure website for helpful tips and easy-to-understand explanations. Based on the information you provide, you can receive an immediate quote. In some more complicated cases, you may be instructed to contact the service center to speak with an insurance counselor.

    Additional cost factors for home insurance may include the year your home was built and the type of home to be insured. A licensed insurance counselor can provide you with an accurate quote based on your situation and apply any discounts you’re eligible for.

    • For quotes, make a phone call to speak with a trained insurance counselor, licensed and based in the U.S. If the quote you get is better than what you’re paying now, you can switch right over the phone.
  • How do I pay for coverage?

    Aside from Progressive, you can choose to pay the Auto/Home carrier directly or have your premium deducted from your paycheck. Progressive does not offer payroll deduction. The Auto/Home carriers do not require a down payment (first two months of premium) or any additional fees for choosing payroll deduction.

    When stopping a payroll deduction, there is often a transitional period when premiums sent from an employer have not yet been posted to employee policies, even though deductions may have already come out of your paycheck. When you switch to direct bill, any money received from your employer after the switch will be applied to your future monthly payments. If you are paying for the remainder of the year in full, any money received from your employer will be refunded directly to you. A refund may take up to 4-6 weeks to be processed and received.
  • What if my employment status changes?

    When you leave or retire from your current employer, you can continue your auto and/or home coverage without interruption, subject to applicable law and the policies' terms and conditions. Although payroll deduction will no longer be available, you can opt for other payment methods such as direct bank account deduction, credit card billing or home billing.
  • When would my new policy begin?

    Almost immediately, if you would like! If you are accepted for coverage, your auto and/or home insurance can start the day after you apply for the coverage over the phone.

    If you want to receive proof of your new coverage sooner rather than later, you can get temporary insurance cards by fax or email, subject to state availability. Your permanent cards will be mailed to you.

  • How do I change my policy?<

    Changing your policy is as easy as a phone call to one of our licensed insurance counselors. Call the phone number listed in the “Contact Us” section of this website.
  • What do I do if I have a claim?

    Call the number listed in the “Contact Us” section of this website and you will be routed to your insurance company. Always call as soon as possible, regardless of who is at fault. Even if the accident appears minor, it is important that you let your insurance company know about the incident.
  • My current auto insurance premium increased substantially. How can I get quotes through Cox Added Benefits to compare with my renewal offer?

    To receive no-obligation comparison quotes, you can call customer service at the number in the "Contact Us" section or by clicking "Get Your Quotes Now" above.
  • Am I guaranteed to save on my auto insurance?

    Unfortunately, auto insurance savings through this program may not be available for everyone. The savings are not guaranteed and you may not qualify based on state regulations, your driving record, types of coverage you need, and applicable underwriting guidelines.
  • Can I save on other coverages?

    You can take advantage of this program and you may save on these coverages:

    •  Boat
    • Renters
    • Motorcycle
    • Seasonal Home
    • ATV
    • Condo
    • RV
    • Mobile Home
    • Utility Trailer
    • Personal Watercraft
    • Landlord’s Rental Dwelling
    • Scheduled Personal Property (ex. jewelry and artwork)
    • Personal Excess Liability


1Savings are not guaranteed for everyone. The $685.92 average annual reported savings is based on others who reported their prior premium and, through Mercer Voluntary Benefits, switched to several carriers’ auto insurance programs between 10/19/2017 and 10/19/2019.
2Discounts are not available from all carriers and are only available to those who qualify. Coverages, discounts and billing options are subject to state availability, individual qualification, and/or the insuring company’s underwriting guidelines. Individual savings may vary and are not guaranteed.

Carrier Disclaimers

Mercer's Role & Compensation

Details of Mercer disclosure of the compensation.